Disclosures & Terms of Use

•DISCLOSURES   

We, the folks at Hawley Investment Research Center (HIRC", or "we", or "us"), offer this Stocks-The Way To Go Newsletter and access to the www.Stocks-thewaytogo.com Members Area and would love for you to use it. Our service is designed to give you time sensitive investment stock research information. 

That said, we ask that you please respect Hawley Investment Research Center's sole right to distribute content associated with our products. In other words, our products are intended for use by the original subscriber only.  The research is licensed for the personal use of our subscribers and others living at the same address as the subscribed member.

By selecting a membership service you agree to pay Hawley Investment Research Center (HIRC) or "we", or "us") the monthly or yearly subscription fees indicated for that service. Payments for the membership service will cover use of that service for the period selected as indicated on a recurring basis and can be cancelled by subscriber only. Membership fees paid for the period of usage are not refundable.  All membership fees are fully refundable during the first 90 days. Unless you email to cancel before the end of that first year, your subscription will automatically renew for another year at the then current price. All subscriptions fees are subject to change at any time. Void where prohibited.

You should review the information on these pages from time to time.

The Hawley Investment Research Center (HIRC) is not registered as an investment adviser. The Hawley Investment Research Center relies upon the "publishers' exclusion" from the definition of investment adviser under Section 202(a)(11) of the Investment Advisers Act of 1940 and corresponding state securities laws. As such, The Hawley Investment Research Center does not offer or provide personalized advice. We publish information about companies in which we believe our readers may be interested and this information reflects our sincere opinions based in turn on our research. The information that we provide or that is derived from our website is not intended to be, and should not be construed in any manner whatsoever as, personalized advice. Also, our website and the information provided by us should not be construed by any subscriber or prospective subscriber as The Hawley Investment Research Center's solicitation to effect, or attempt to effect, any transaction in a security. Investments in individual securities are speculative and involve substantial risk. The information that we provide or that is derived from our website should not be a substitute for advice from an investment professional. We encourage you to obtain personal advice from your professional investment advisor and to make independent investigations before acting upon the information that you obtain from The Hawley Investment Research Center or derive from our website. Only you can determine what level of risk that is appropriate for you. 

The Hawley Investment Research Center’s products are for informational and educational purposes only, and no mention of a particular security in any product constitutes a recommendation to buy, sell, or hold that or any other security, or that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. None of the information providers (e.g., instructors or sales persons) or their affiliates will advise you personally concerning the nature, potential, value or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. To the extent any of the information contained in any HIRC’s product may be deemed to be investment advice, it is impersonal and not tailored to the individual investment needs of any specific person.

The Hawley Investment Research Center’s personnel (e.g., instructors) are not subject to trading restrictions. The Hawley Investment Research Center’s personnel could have a position in a security or initiate a position in a security at any time. In the event you enter into trading transactions, Hawley Investment Research Center’s personnel may also be trading or have positions in the same securities.

All investments and trading involve risk. Trading and investing subjects you to risk of losses, including losses greater than your original investment. Many strategies, investments and securities are not suitable for everyone. The Hawley Investment Research Center does not determine whether any strategy, investment or security is suitable for any individual. No one should trade with money they cannot afford to lose.

Edward Hawley is the Founder, Editor, and Publisher of www.Stocks-thewaytogo.com.  His primary goal is to educate people about investing.  He has taught workshops locally, teaching individuals, business owners, and advisors how to focus on achieving financial independence.  Edward Hawley is the CEO of Hawley Investment Research Center and Jubilee Investor Services, a Registered Investment Adviser with the Ohio Division of Securities. The company and/or its clients may hold positions in the Stocks, mutual funds, ETFs and/or index funds mentioned on this web site. The commentary does not constitute individualized investment advice. The opinions offered herein are not personalized recommendations to buy, sell or hold securities. Investors who are interested in money management services may visit the Jubilee Investor Services web site at www.jubileeinvestor.com . 

We encourage our readers to invest carefully and to utilize the information available at the websites of the Securities and Exchange Commission at http://www.sec.gov and the Financial Industry Regulatory Authority at http://www.FINRA.org You can review public companies' filings at the SEC's EDGAR page. The FINRA has published information on how to invest carefully at its website. 

Most of the information on our website or that we otherwise provide is derived directly from information published by the companies on which we report and/or from other sources we believe are reliable, without our independent verification. Therefore, we cannot assure you that the information is accurate or complete. The information may contain discussions of, or provide access to, certain positions and recommendations as of a specific date. Due to various factors, including, but not limited to, changing market conditions, such discussions and positions/ recommendations may no longer be reflective of current discussions and positions/recommendations. We do not in any way warrant or guarantee the success of or endorse any action which you take in reliance on the information that we provide or that is derived from our website. 

As indicated above, the Hawley Investment Research Center makes no representations or warranties about the accuracy or completeness of the information contained on or derived from the Hawley Investment Research Center's website or otherwise provided by the Hawley Investment Research Center. Any links provided to other websites are offered as a matter of convenience and in no way are meant to imply that the Hawley Investment Research Center  endorses, sponsors, promotes or is affiliated with the owners of or participants in those sites, or endorses or warrants any information contained on those sites, unless expressly stated. Furthermore, the Hawley Investment Research Center does not endorse, guarantee or warrant any third party products advertised on its site, in its newsletters, in any third party rental of its permission based lists or otherwise referenced in any information provided by the Hawley Investment Research Center or derived from the Hawley Investment Research Center's website, and the Hawley Investment Research Center expressly disclaims any responsibility and accepts no liability with respect to such information and products. The Hawley Investment Research Center may receive a fee from a service provider that has a link on the Hawley Investment Research Center's website or is referenced in the information provided by the Hawley Investment Research Center. 

The Hawley Investment Research Center limits the number of subscribers allowed in any one trading service in order to reduce the risk that too many traders will attempt identical trades and influence the market through the purchase of an excessive number of shares. Once the Hawley Investment Research Center subscriber limit has been reached, the Hawley Investment Research Center may create a 'clone' of the fully subscribed trading service under the same strategies, guidelines and policies. However, subscribers to the newly created service 'clone' receive information concerning trades unique to that service. Collectively, these services make up a Series. Any alert service name that contains the word 'Series' is subject to this policy. Due to the exclusive nature of our subscription services, your subscription fee is non-refundable. 

Our personnel may own positions and/or trade in the securities mentioned in the information that we provide. We are not compensated in any way for publishing information about companies mentioned in our reports. 

Testimonials may or may not be representative of actual results. 

The Hawley Investment Research Center is neither an attorney nor accountant, and no portion of the Web site content should be interpreted as legal, accounting or tax advice. Furthermore, the individual investor is solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for him/her client based on their investment objectives and personal and financial situation. The investor should consult with an investment professional, or an attorney or tax professional regarding their specific investment, legal or tax situation. 

Opinions expressed on this site or in the articles accessible are subject to change without notice and, due to the rapidly changing nature of the security markets, may quickly become outdated. 

Each individual, as a condition precedent to his/her/its access to the Hawley Investment Research Center's Web site, to release and hold harmless the Hawley Investment Research Center, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from a financial advisor. 

•ACKNOWLEDGEMENT AND AGREEMENT 

Notwithstanding any other agreement or other communications between the Hawley Investment Research Center and a subscriber or potential subscriber to the contrary, receiving or using any material provided by the Hawley Investment Research Center or accessing or using the Hawley Investment Research Center's website, at any time and through any means, whether directly or indirectly, represents acknowledgement by such person of the foregoing legal notices and disclaimers and agreement with their terms and conditions. 

•PERFORMANCE FIGURES 

Performance figures are based on actual recommendations made by the Hawley Investment Research Center. Due to the time critical nature of stock, options and futures trading, brokerage fees, and the activity of other subscribers, the Hawley Investment Research Center cannot guarantee that subscribers will mirror the exact performance stated on our track records or promotions. Performance numbers shown are based on trades subscribers could enter based on our tracking guidelines. Past results are not necessarily indicative of future performance. Therefore, no subscriber or potential subscriber should assume or expect that future performance of any investment or strategy will be profitable or equal historical or anticipated performance levels. The information contained in the Hawley Investment Research Center trading services is intended for use solely by individual subscribers and is not offered to institutional investment organizations. 

•LIMITATION ON TERC LIABILITY 

To the extent not prohibited by law, each subscriber and potential subscriber agrees, as a condition precedent to accessing or using the Hawley Investment Research Center's website or receiving information provided by the Hawley Investment Research Center, to release and hold harmless SIR and its directors, officers, shareholders, employees and agents from any and all liability in connection with accessing or using the Hawley Investment Research Center's website or receiving information provided by the Hawley Investment Research Center. In all other cases, the Hawley Investment Research Center's liability to a subscriber, whether in contract, tort, negligence, or otherwise, shall be limited in the aggregate to direct and actual damages of the subscriber, not to exceed the fees received by the Hawley Investment Research Center from the subscriber. The Hawley Investment Research Center will not be liable for any consequential, incidental, punitive, special, exemplary or indirect damages resulting directly or indirectly from the use of or reliance upon any material provided by the Hawley Investment Research Center or derived from the Hawley Investment Research Center's website. Without limitation, the Hawley Investment Research Center shall not be responsible or liable for any loss or damages related to, either directly or indirectly, (1) any decline in market value or loss of any investment; (2) a subscriber's inability to use or any delay in accessing the Hawley Investment Research Center website or any other source of material provided by the Hawley Investment Research Center; (3) any absence of material on the Hawley Investment Research Center website; (4) the Hawley Investment Research Center's failure to deliver or delay in delivering any material or (5) any kind of error in transmission of material. The Hawley Investment Research Center and each subscriber acknowledge that, without limitation, the above-enumerated conditions cannot be the probable result of any breach of any agreement between the Hawley Investment Research Center and the subscriber. 

•DISCLAIMER OF WARRANTY 

ANY AND ALL INFORMATION PROVIDED BY TERC OR DERIVED FROM THE HAWLEY INVESTMENT RESEARCH CENTER'S WEBSITE IS PROVIDED "AS IS" AND THE HAWLEY INVESTMENT RESEARCH CENTER MAKES NO WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MTERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. 

 •BROKERS 

THe Hawley Investment Research Center is not affiliated with any brokerage firm and does not endorse or recommend any specific brokerage firm. The Hawley Investment Research Center is not and will not be responsible for any trades made by a broker on the subscriber's behalf under any circumstances. 

•SUBMISSIONS 

All submissions from outside contributors on the Hawley Investment Research Center's website are the responsibility of their respective authors, creators, and/or owners. The Hawley Investment Research Center is not responsible for such submissions, and the views and opinions expressed are not necessarily those of the Hawley Investment Research Center. The Hawley Investment Research Center does not guarantee the accuracy or validity of the submissions. While the Hawley Investment Research Center may use its best efforts to review contributor submissions for form and format before they are posted on its website, the Hawley Investment Research Center does not review or edit these submissions for content. The Hawley Investment Research Center makes no representations and provides no warranties whatsoever concerning submissions, and the fact that the Hawley Investment Research Center has posted these outside contributions does not constitute an endorsement, authorization, sponsorship, or affiliation by the Hawley Investment Research Center with respect to the author, creator and/or owner of the submissions. The Hawley Investment Research Center expressly disclaims any responsibility and accepts no liability for any information or content provided in these submissions. Please be advised that submissions may be protected by federal and international copyright or other laws, and your right to reprint, republish, modify, reproduce, or distribute this material may be limited accordingly. 

•INTELLECTUAL PROPERTY 

Except as otherwise indicated, the Hawley Investment Research Center is the copyright owner of all text and graphics contained on this website. Other parties' trademarks and service marks that may be referred to herein are the property of their respective owners. You may print a copy of the information contained herein for your personal use only, but you may not reproduce or distribute the text or graphics to others or substantially copy the information on your own server, or link to this website, without prior written permission of the Hawley Investment Research Center. Permission to use and reproduce documents and related graphics available from this website is granted, provided that: 1. the below copyright notice appears in all copies and that both the copyright and this permission notice appear; 2. use and reproduction of documents and related graphics available from this website is limited to personal, non-commercial use; 3. no documents or related graphics, including logos, available from this website are modified in any way; and 4. no graphics, including logos, available from this website are used separate from accompanying text. Use or reproduction for any other purpose is expressly prohibited by law, and may result in civil and criminal penalties. Violators will be prosecuted to the maximum extent possible. 

•ACKNOWLEDGEMENT AND AGREEMENT 

Notwithstanding any other agreement or other communications between the Hawley Investment Research Center and Subscriber to the contrary, receipt or use of any material provided by the Hawley Investment Research Center, at any time and through any means, whether directly or indirectly, represents acknowledgement by such person of this disclaimer and agreement with its terms and conditions. 

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